Commercial Auto Insurance

Commercial Vehicle Insurance

What happens when the 18-year-old pizza delivery driver wrecks his car on the way to a customer’s location? Who is responsible when an intern totals her Prius while picking up lunch for the office staff?

Personal auto coverage won’t pay for accidents that happen on the clock. That means the company has to pick up the tab. Without sufficient commercial vehicle insurance, your bottom line could take quite a hit.

When it comes to driving on the job, you and your employees deserve the best possible protection. As your business grows and changes, your coverage needs change too.

Commercial Auto Coverage

Fortunately, a fender bender doesn’t have to devastate your organization. Commercial Auto Insurance Services offers customizable commercial auto coverage for businesses of all types and sizes. We insure a full range of businesses including

Taxi and livery services
Consulting groups that travel nationwide
Home-based businesses
Pizzerias
Catering companies
Floral delivery services

Small professional offices
Home health services
Charitable and non-profit organizations
Childcare services
Construction companies and general contractors
Owner-operators and other trucking businesses
Landscaping companies
Golf courses and resorts
Small family businesses of all kinds

Protect Your Bottom Line Today

The type of commercial auto insurance you need depends on the type of driving you and your employees do. If you operate a home-based business and do minimal driving that involves the use of your personal vehicle, a small non-owned liability policy should provide what you need. Landscaping companies with a variety of motorized vehicles used on customer properties will need more extensive coverage. Our experienced insurance agents will take the time to learn about your business needs and make recommendations based on factors such as

Whether or not your company owns a fleet of vehicles
Number of owned vehicles
Company size
Average miles driven by employees on company business
Type of travel done for your business
Company safety records
Industry type

An owned policy can be written much like a personal auto insurance policy to cover liability as well as collision and comprehensive damage to a commercially owned fleet of vehicles. Our insurance professionals write policies for single-vehicle fleets as well as large fleets.

Non-owned commercial vehicle policies cover employee-owned vehicles as well as rental cars you and your employees use while traveling on company business. Your insurance agent can help you determine what type and extent of non-owned vehicle coverage your company needs.

At Commercial Auto Insurance Services, we take customer needs seriously. We understand that transportation-based industries have unique insurance needs. Through our established network of top carriers, we can provide your business with a customized insurance package tailored to meet your commercial auto insurance requirements. We offer industry-specific insurance products for

Builders and contractors
Landscaping companies
Courier services
Trucking organizations and independent owner-operators
Taxi and livery services
Pizzerias and catering companies
Other transportation-based businesses

At Commercial Auto Insurance Services, we have your organization’s best interest at heart. As an independent insurance agency, we have the flexibility to shop around and locate better fits for your business.

Don’t wait until an accident happens to make sure you have the right coverage in place. Contact us today to learn more! We look forward to helping you protect your business, your workers and your bottom line.